An Introduction to Islamic Perspective in Fintech Security

Abstract

This paper aims to study FinTech integrity in terms of the security of information regardless of technological advancement from an Islamic perspective. Information security issues are still questionable, especially on financial finance issues in the financial sector. The issue of information security in financial finance cases is a challenge for financial institutions. This study adopted a systematic literature review to analyze 28 studies in the field of financial technology (FinTech). Content analysis was employed to analyze the data, conduct a detailed analysis of the texts, and identify patterns and relationships between different categories. The result shows that the reliability and integrity of ICT in Fintech can be assessed through an Islamic perspective, emphasizing the importance of information security for all financial sector participants. It identifies six key elements: surveillance, confidentiality, trustworthiness, truthfulness, transparency, and accountability. The literature review indicates a gap in integrity analysis in Fintech regarding information security from an Islamic viewpoint. Modern practices are aligning with these Islamic principles, which advocate comprehensive information security measures. Islam inherently recognizes and mandates the principles of confidentiality, integrity, and availability of information and resources, underscoring their practical significance.